Pay ₹0 hospital bills with Invesly Health Insurance

Pay monthly at no extra charges
Access to 11,000+ cashless hospitals
24*7 claims relationship manager support


Check Price

 

Why Invesly Health Insurance?


100% Hospital bill payment


There is no co-pay. We pay your entire medical bill


Opt for single private A/C room without any room rent limit


Stress free cashless experience across India


Round-the-clock support provided by our claims relationship manager


Buy directly and save on unnecessary commission charges, putting more money back in your pocket


Instant coverage anywhere in India


Secure your health with coverage of up to ₹1 crore with a monthly payment plan

Invesly Health Insurance Coverages


100% Hospital Bill Covered

We cover your entire hospital admission bill along with other related medical expenses from 90 days before to 180 days after hospital admission


Pre and Post Hospital Admission

With Navi Health Insurance Plan, you get comprehensive medical coverage 90 days before hospitalization and 180 days after


Hospital Admission at Home

Get medical treatment at home for 3 or more days due to patient’s adverse health condition or unavailability of hospital bed


Unlimited Online Consultations

You can get unlimited online doctor consultations with the top doctors of the country at to additional cost


100% Bill Coverage for Accidental

For road accident injuries, we provide additional 100% hospital bill coverage once existing hospital bill coverage amount is exhausted


Organ Donor Expenses

We cover organ donor’s hospital admission cost


Air Ambulance

Get up to ₹5 Lakh for emergency transfer via air ambulance


Free Health Checkups

A complimentary health checkup once in every policy year for members older than 17 years


Maternity Benefits

Additional coverage up to ₹30,000 for up to 2 deliveries/lawful termination of pregnancy after a 3-years waiting period


New Born Baby Benefits

Hospital Admission expenses of up to ₹10,000 for newborn baby within 90 days of birth

How to Buy Health Insurance?


Chat with our insurance advisor


Our insurance advisor would ask you a few simple questions


Get an instant quote based on your personal & health details


You have the option to pay your insurance payment in EMIs


Get instant access to all policy-related documents


Invesly Health Insurance Coverages

Enjoy Hassle-free Claim Settlement in 20 Minutes!


Caseless claim process


  1. Select your admittance date
  2. Visit your nearest Navi network hospital
  3. Go to the insurance help desk and provide the following details
    • Insurer – Navi General Insurance
        Keep your policy document and ID proof ready for reference

 


  1. Select your admittance date and hospital
  2. Upload all the medical documents on the Navi App
  3. Track your claim with our claims tracker
  4. You will be notified once your claim is approved

Why is Health Insurance important?

Illnesses and injuries have become common

Illnesses and injuries have become a very common occurrence in today’s age. Whether it is youngsters, middle-aged adults or senior citizens, no one is immune from falling sick. Ailments like diabetes, hypertension & heart-related complications have become more and more frequent among the Indian population. The incidence of cancer too has become very high. In the face of such rising illnesses, having a Health Insurance plan is advisable.You can maintain your savings if you have a Health Insurance plan.

Medical inflation is on the rise

Against the increasing incidence of illnesses, medical inflation is also increasing tremendously. Though medical science has developed and made treatments very advanced, their costs are very high. Basic hospital room rent, treatment costs, surgeries, medicines, and drugs have all become a financial burden. It is impossible for a middle-class man to afford such huge expenses. Frequent illnesses and the high expenses spell doom for him. Since a Health Insurance plan takes care of all these expenses, it is a boon.

Health Insurance Plans for:

Self

These plans are indemnity based health plans which pay the actual medical costs incurred upon hospitalization. Individual health plans are issued for one individual and cover him/her. Medical costs incurred by the covered individual are paid by the plan.

Family Floater

In a Family Floater plan as many as 6 to 8 members can be covered under one policy. There is one sum insured which is shared jointly and independently by each member covered and the total premium is cheaper than separate individual plans. Members who can be covered under floater plans include self, spouse, dependent children till 25 years and dependent parents.

Parents

As the name suggests, senior citizen Health Insurance plans are meant to cover individuals aged 60 years and above. Since senior citizens are more prone to ailments, these plans are designed keeping in mind their healthcare requirements. The sum insured levels are limited and premiums are affordable.

How to compare Health Insurance ?

Comparing Health Insurance is easy. You should just check the following features –

Coverage v/s Premium

Don’t consider either the coverage or the premium rate. Consider both together. A plan with more coverage features would be priced higher than a plan with lower features.

Annual Health Checkup

Lookout for Policies that facilities Annual Health check-ups for all Adult members as part of their health Insurance Plan. This keeps you updated on your Health conditions as the check-up is complimentary.

Pre-existing illnesses

Pre-existing illnesses have a waiting period. They are not covered in the initial few years of the plan. This waiting period ranges from 1-4 years. You should look for a plan which has the lowest waiting period.

List of network hospitals

A health plan provides cashless claim settlement if you get admitted to a networked hospital. You should, therefore, check the list of network hospitals in your locality and it’s as per your likings.

Zero Co-Pay

Co-pay is your share of deductible claim amount that you would need to share as part of your policy terms. An ideal Health Policy should be with Zero Co-Pay so that you are paying only for petty expenses that are not covered in Health Plans.

Room Rent Capping

Certain Health Insurance Plans have a capping on Hospital Room Rent amount or restrict it to a percentage of Sum assure. Look at Plans where there is no capping on Room Rent or at least a single Private A/C Room is allowed.

Trusted by Millions of Users

Health Policy Sold
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Claims Paid
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Frequently Asked Questions


What is the eligibility criteria for buying this policy?


You can insure anyone from 91 days old to 70 years old.The maximum age for a dependent child in the policy is 30 years.


You can insure yourself and your family for up to Rs.1 crore* with Navi Health Insurance. However, it’s not mandatory to sign up for Rs.1 crore coverage. You can choose a sum below that as well. Choose the amount that fits your requirement.


You can insure yourself, your spouse, dependent children (maximum age: 18 yr), your parents or your parents-in-law. However, in a single policy the maximum number of adults who can be insured cannot exceed two.


You should declare your medical history and other policy members’ medical history to us with accurate details before you buy the policy. We will issue an insurance policy according to our Underwriting Guidelines. Note that there could be some increase in the premium and waiting periods for pre-existing conditions.


Yes, you can purchase more than one policy from us.


A deductible is an amount that you, as a policyholder, have to pay before the insurance provider starts paying. To be precise, the insurance company pays the claim amount only if the amount exceeds the deductible. For instance, if the deductible of your policy is Rs.40,000 and the claim by the insured is Rs.60,000, the insurance company would pay only Rs.20,000.


In the case of co-pay, the insured person has to pay a share of the hospital admission expenses. We offer you no co-pay coverage, which means we pay 100% of your hospital admission up to the hospital bill coverage if you are below 60 years at the first purchase of the policy.